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Online life insurance vs going to a broker
We South Africans are, by and large, pretty old fashioned, especially when it comes to our money. When it comes to insurance, we particularly like dealing with a person as opposed to buying insurance online – I think most of us want to suss out what we are getting and feel more comfortable doing that by dealing with a person. There are, ...
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Tips For First Time Life Insurance Buyers
It is very important to educate yourself before buying any form of life insurance in South Africa. Consumers should make sure that they choose the right type of life insurance that would suite their budget and their personal circumstances. By making use of the internet to shop around will save you a lot of time, hassles and even money. The internet gives us access to all the different insurers in South Africa, so take advantage ...
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The Importance Of Life Insurance Whilst Under Debt
We all know how difficult it can be to cope with the death of a dearly loved one. It is also a lot worst if you have to sit with the financial burden of the deceased’s debt. We have seen to many sad cases of where the family members of the deceased should struggle with the debt that ...
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How Can I Save Money By Investing In A More Expensive Life Insurance Policy?
A recent study has shown, especially with the financial climate of today, people who are investing in a cheap life insurance policy will end up paying a lot more due to aggressive yearly rate increases that are well above inflation. By choosing a low premium package can cause the consumer to pay more than 60% of what is necessary. It has also been seen that people who ...
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How to get the best life insurance?
Life insurance is one of the most important purchases you will make when it comes to safeguarding your family’s future. Because of this, it is important to get the right insurance. Of course, considering the wide range of life insurance products on the market today, getting it right could end up being harder than you would think. The first step is to your ...
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Life Insurance Facts In South Africa
It is clear that having life insurance is very important to have, especially with the economical climate of the world. It has been proven that life insurance has saved many families in the time of need. In this article I will explain a few facts involving life insurance in South Africa. It is a long term investment that will be very beneficial ...
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How to Compare Life Insurance Policies
There is quite a varied range of life insurance products on offer and it can be very confusing to someone who is not all that clued up on the ins and outs of insurance. The main thing to remember is that life insurance can be split into two major categories – term life and whole life. When comparing life insurance ...
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How much life cover is enough?
When it comes to deciding on how much insurance you need, it can be quite confusing. Covering your material possessions is difficult enough but how do you determine how much your own life is worth? This is a really difficult issue – you need to remember that your net value to your family is more than just your current financial contribution to them. Setting a Rand ...
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How is my Life insurance policy calculated?
Considering your own mortality can be somewhat depressing and this can mean that life insurance becomes a bit of a grudge purchase. Insurance companies often end up getting a pretty bad reputation – they are, after all, working out the odds of you dying in the near future. What few people understand is that the companies put a lot of time and money into researching new ...
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How do you claim on life policies?
Claims procedures on the various different life insurance products tend to vary from company to company but everyone is going to require the same kind of information. It is important to keep all policy documents in a safe place and make sure that the relevant parties know where this is so that, in the event of a claim, they can get them ...