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  • Life Insurance Beneficiary Explained

    The word “beneficiary” is a very common word in the insurance and financial trade. The word comes directly from the Latin word which means “do good to”. In the insurance trade we use this term when you have nominated someone or some people to receive financial aid when the unforeseen happens. In this article I will explain what a beneficiary is entitled to, and some of the legal information that concerns the subject and what ...

    Posted at August 22, 2012 | By : | Categories : Uncategorized | 0 Comment
  • The Benefits Of Life Insurance Explained

    The benefits of a life insurance policy are the pure risk factors which are attached to your policy, and it is active for as long as what the insurance scheme is active. With most insurers we will find that most of these benefits will be terminated when the policy holder reaches his 60’s, even with a whole life insurance scheme. In this article I will briefly explain some of the common supplementary benefits which you ...

    Posted at September 3, 2012 | By : | Categories : Uncategorized | 0 Comment
  • How Much Life Cover Is Needed To Maintain A Stress Free Lifestyle?

    Life cover is actually a simple concept. The purpose of a Life Insurance Policy is to provide financial aid to cover for all your outstanding debt for when you pass away. It will make sure that your loved ones don’t have to sit with the financial burdens because you are not there to facilitate your debts anymore. In this article I will describe how to calculate the amount of life cover that is needed in ...

    Posted at August 31, 2012 | By : | Categories : Uncategorized | 0 Comment
  • What are Pure Life Insurance Policies?

    Pure life insurance policies, or term life insurance policies, are amongst the least expensive policies on the market today. Basically these insure you for a specific term – should you die within that period, the policy will pay out. Should you outlive the term of the policy, you will no longer be covered. There is also no savings component to this type of policy and so ...

    Posted at August 30, 2012 | By : | Categories : Uncategorized | 0 Comment
  • Should You Invest In Life Insurance When You Get Married?

    Can you remember how easy life was when you were still in school, studying or taking a rest year after school? The reason for that is simple; we did not have as many financial responsibilities as our parents had. When we became adults we realize that there are things such as insurance, liabilities, budgets, debt repayments, tax forms, interest rates and assets. Young people should know that the easy lifestyle won’t last for ever, but in ...

    Posted at August 29, 2012 | By : | Categories : Uncategorized | 0 Comment
  • Explaining A Pure Life Insurance Policy

    A Pure Life Insurance policy is not like most of the other life policies. The policy does not come with any additional benefits; it will only pay out in the event of your death. South Africans find this policy very attractive, due to the fact that the insurance companies will not calculate the rates of the premiums with additional risk factors, such as disability, trauma or dread diseases. It will only be calculated on your ...

    Posted at August 28, 2012 | By : | Categories : Uncategorized | 0 Comment
  • Explaining the Life Insurance Gap

    It has been proven that most of South Africans are extremely under insured. A study was made by the True Actuaries and Consultants proving the fact. They have determent that the cause of this is simple. People need to be more educated on the topic, have a higher income and should have a wider variety of insurance products. In short, South Africans are not willing to trade off their short term needs to their long ...

    Posted at August 27, 2012 | By : | Categories : Uncategorized | 0 Comment
  • Using a life insurance calculator

    There are several life insurance calculators available online. Most of these will give you a basic idea of how much your policy will cost you. The main thing to remember when completing one of these life insurance calculators is to be as honest as possible. The accuracy of the results is directly influenced by how honest you are so it is pointless trying ...

    Posted at August 24, 2012 | By : | Categories : Uncategorized | 0 Comment
  • Life Insurance And Your Home Loan

    A home loan is an excellent tool to obtain good credit. It will make you a home owner and it is fairly cheap nowadays due to the low interest rates. It is a very good tool but it comes with sacrifices. In order for the banks to provide you with a loan of that stature, you will need ...

    Posted at August 23, 2012 | By : | Categories : Uncategorized | 0 Comment
  • How Can I Save Money By Investing In A More Expensive Life Insurance Policy?

    A recent study has shown, especially with the financial climate of today, people who are investing in a cheap life insurance policy will end up paying a lot more due to aggressive yearly rate increases that are well above inflation. By choosing a low premium package can cause the consumer to pay more than 60% of what is necessary. It has also been seen that people who ...

    Posted at August 3, 2012 | By : | Categories : Uncategorized | 0 Comment
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