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  • What Is The Best Life Insurance For You?

    In the modern world that we live in we have a huge selection of different life insurance policies and companies to choose from, and it can become very overwhelming to make the right decision. In this article I will try to make it as easy as possible for you to get the proper life insurance to suite your personal and financial needs. It is of utmost importance that ...

    Posted at January 14, 2013 | By : | Categories : Uncategorized | 0 Comment
  • Why go for a medical when it comes to life insurance policies?

    Going for a medical when it comes to getting a life insurance policy can seem to be a waste of time but can actually work in your favour when it comes to your premium and exclusions to your policy. As we all know, your premiums are based on the actual risk that you pose to the insurance company. Going for a medical gives the company a much better base for assessing the risk that you ...

    Posted at October 12, 2012 | By : | Categories : Uncategorized | 0 Comment
  • Getting Life Insurance For Your Parents

    It is a terrifying and sad thought to think that your parents won’t be there one day, and that you will be on your own in this world. There is absolutely nothing that we can do to prevent death. It is part of life and everybody goes through it in their lives. If your parents are very old then the chances are good that it will come sooner that you think. In this article I ...

    Posted at October 9, 2012 | By : | Categories : Uncategorized | 0 Comment
  • What is whole life insurance?

    Whole life insurance is very different to term life insurance and is, in most instances, what most brokers will advise you to take out. It is basically a life insurance policy that only expires when you die and it usually has an investment aspect to it as well. Basically this leads to the policy building up a cash value over a period ...

    Posted at October 4, 2012 | By : | Categories : Uncategorized | 0 Comment
  • What is term life insurance?

    Term life insurance is also known as pure life insurance and is insurance that is valid only for a certain term. Basically, once the term is over, your cover expires. The policy is usually set in place for a defined period or event. For example, a term life insurance policy could run for a period of ten years or could be put ...

    Posted at September 28, 2012 | By : | Categories : Uncategorized | 0 Comment
  • Accidental Life Insurance

    Accidental life insurance is actually a simple concept, but there are a few factors to be aware of. Accidental life insurance will only pay out if it has been proven that your death was caused by an accident. It is a very attractive scheme in South Africa because the rates are a lot less than a normal life insurance policy. The question is: Is accidental life insurance worth the while, or should one rather stick ...

    Posted at September 25, 2012 | By : | Categories : Uncategorized | 0 Comment
  • What is a beneficiary when it comes to life insurance?

    In South Africa, we are quite keen on getting insurance. The problem that a lot of people experience though is that they do not quite understand the various terms used in the policy documents and what the implications of these terms are. One area that is often not properly understood is the nomination of a beneficiary when it comes to life insurance policies. What is a Beneficiary? A ...

    Posted at September 19, 2012 | By : | Categories : Uncategorized | 0 Comment
  • What happens to life insurance if you move to a different company?

    A lot of us tend to chop and change insurance without much thought for what the impact that this decision has on our cover and our premiums. When it comes to household insurance, this is not such a big deal. When it comes to a retirement annuity, it may be possible to transfer the funds over to the new policy but when it comes ...

    Posted at September 13, 2012 | By : | Categories : Uncategorized | 0 Comment
  • Direct Life Insurance

    Direct Life Insurance is a pretty new form of insurance on the South African market. We have found that your traditional life insurance policies are very bureaucratic and strict, where you pay for each step you take to obtain the insurance policy. In this article I will explain why direct life insurance is so popular in South Africa. Direct life insurance has been created to cater for the lower end of the South African market. ...

    Posted at September 13, 2012 | By : | Categories : Uncategorized | 0 Comment
  • What exactly is life insurance?

    Life insurance is basically an agreement that you enter into with an insurer. You agree to pay monthly premiums and the insurer will, in turn, pay out the agreed sum of money to your nominated beneficiary on your death. Generally speaking, you choose the level of cover that you would like – i.e.: the amount you want paid out on your death – and ...

    Posted at September 5, 2012 | By : | Categories : Uncategorized | 0 Comment
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